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Because you asked for the card to be deactivated you must change your direct debits. In the other thread someone said when you activate your platinum they ask you to cut up the gold card but they don't say it is deactivated. Result is all direct debits go through gold card will continue until...

Read the other thread. I'm sure it has worked for others. You sure your gc wasn't past expiry? Just checked. Works for me without updating DD

No cost to change to direct sweep. How did you end up with a $25 annual fee? I'm on the CPA Gold Amex which has no annual fee but then I joined in '04 and they can't jack up my fees maybe.

Hi All, Just got confirmation the platinum upgrade for no fee for life gold card holders will remain no fee for life with platinum benefits (although the higher points cap was not specifically mentioned). The email did mention all the platinum benefits as per the citibank website will apply...

The QFF program isn't that good. With the recent issues with Qantas and the continued screwing over of the general flying public I think there are better programs out there. For Amex they have 1:1 for Singapore Airlines now. You get some less points for Singapore Airlines on Citibank but you...

Makes matters even worse if it is a form letter. Don't forget that under the Financial Services Act if it is general advice and not for individual's particular circumstances it is up to the individual to seek further advice. The only problem that I have is the "link" between the "fee free for...

ACCC maybe... Today Tonight... I'd laugh... the poor aussie battler on their QFF Amex trying hard to get a airline reward seat to LHR. :lol:

Does anybody actually wish this promotion never happened? Life would be just fine with out 1pt per $1 (or more depending on your program)

Hi All, Just received my letter regarding Qantas leaving the Ascent program. EXCEPT there is an option to auto sweep points into QFF (I have a professional affinity card). They have also stopped 1.5pts per dollar on spend above $10k per year (I don't pay annual fee ever, no cap on points and...

I am inclined not to upgrade. I am sure if they try to suck me in now they will also try to suck me in later. I have fired off an email to see if they can clarify if Annual Fee Free will remain if you upgrade to Platinum and also if any T&Cs will change (other than for travel...

Two observations: I like how people are posting "I am not cheating the system", long as you are sure you're not then you're not cheating the system. I also like the fact people are obviously chasing the points if they are willing to go to the ACCC & cancel their cards. One reason why people...

To be fair to Amex. I wouldn't hold it against them if they stop the promotion. Because this is getting ridiculous. "NO LIMITS" if your spending was normal. We got people who are contemplating putting through matches and bread rolls, drawing up a strategy. It is like a hostile takeover of...

It matters what the RBA called premium products because quoted on this forum is members saying banks are allowed to charge higher merchant fees on "premium" cards. Therefore banks like NAB are proposing to charge platinum/business/foreign cards increased surcharges. If they are doing that then...

I didn't realise this is turning into such a massive show down with Amex. I've come from another website that mentioned how much discussion there is. Lets be honest here: The first couple of pages regarding how to play with the system already puts us in a bad light. You scan try to screw...

Can't post the link but here is what the RBA considers premium products: In addition, credit card issuing institutions have expanded the range of ‘premium’ products, such as silver, gold and platinum cards and, in some cases, have marketed these cards extensively. According to survey data from...

Read up on the RBA website and there is nothing re: increase charges to premium mastercards/visas. I do know foreign cards attract a slightly higher merchant fees. Also I really doubt the terminal would know whether your card was a premium card or not as the authorization only happens after...

Counter staff have absolutely no way to tell what type of Visa/MC you have unless they have the card themselves or ask the customer. If you have Visa/MC/Amex/Dinners it is easy to tell by the logo. In fact unless you know it is a citibank platinum it would be quite easy for some unknowing...

Thanks for everyone's contribution. I'm going to add my 2c worth and hope others can express their opinions. I got the Platinum card to upgrade from a Gold fee free for life. I've read it over and over then jumped onto this forum and obviously a lot of people have got their upgrade letters...