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  1. MELso

    Card payment sucharges banned in Australia from 2026

    No - as I said, the powers are sweeping, and cover fees charged to end users.
  2. MELso

    Card payment sucharges banned in Australia from 2026

    Not sure how familiar you are with the Payment System (Regulation) Act 1998 but it gives the RBA sweeping powers to make standards for payment systems (including capping fees).
  3. MELso

    Card payment sucharges banned in Australia from 2026

    The Treasury Laws Amendment (Payments System Modernisation) Act 2025 passed Parliament a couple of months ago, and extended RBA powers to Amex, BNPL and other payment systems. (Of course, in the typical style of modern Australian regulation, the RBA looks let to cave at the slightest hint of...
  4. MELso

    Article: The Trick for Better Value Credit Card Point Transfers to KrisFlyer

    https://www.velocityfrequentflyer.com/partners-offers/airlines/singapore-airlines#tab_transfer
  5. MELso

    Citi cards become myCard - no more CX, KF, EY, QR from 16/11/25

    Well, my backlog has now posted and... it's weird (as is the timing it must be said). Qantas and Binge - both online - posted at 2ppd, but other transactions conducted online like Coles Online (hint NAB - look at the name!), Pernod Ricard and Melbourne Airport only got 1PPD.
  6. MELso

    Citi cards become myCard - no more CX, KF, EY, QR from 16/11/25

    FWIW, I renewed Paramount Plus on Sunday and got 160 points on a $79.99 spend.
  7. MELso

    Citi cards become myCard - no more CX, KF, EY, QR from 16/11/25

    Under the Citi site, it was typically the business day after the transaction posted (rather than being pending). MyCard is certainly taking much longer. Looking on the rewards site, the transactions are posting but the last few days are showing up as zero points. I'll wait a few days to see if...
  8. MELso

    Citi cards become myCard - no more CX, KF, EY, QR from 16/11/25

    As am I. They've started trickling in but they're taking their sweet time...
  9. MELso

    Qantas Points Club Discussion

    Waves hand!
  10. MELso

    GHA Discovery Elite Treatment

    First, if you have a Mastercard, you can get status off the bat. See here: GHA DISCOVERY | priceless specials I did a status match to get titanium as I was getting into Helsinki early in the year, early check-in was very useful.
  11. MELso

    Qantas Points Club Discussion

    Woolworths EDR points convert instantly to Qantas IME - once you cross 2k points, 1k points will land in your Qantas account (as will 10SC if you're registered for on the ground SCs). Absent booze, is it time to refill the freezer? Otherwise, Kayo will work as @Flyerwin and @dairyfloss suggest...
  12. MELso

    Who else still holds the Citibank Free For Life Premier Card?

    As noted here, there's now a dynamic CVC in the app, although the card number stays the same.
  13. MELso

    Qantas Points Club Discussion

    Any boosters in Everyday Rewards (noting EDR converts at 2:1)? You could buy $350 of Wish (or other) giftcards from Qantas Marketplace too.
  14. MELso

    Qantas bar carts back on sale

    Haven't ordered a bar cart, but the wine order I made last week is still sitting at processing. Perhaps Qantas are having troubles with Aramex...
  15. MELso

    Superannuation Discussion + market volatility

    Spending cuts require being mean to at least some public servants and public sector employees (both core constituencies of the current Victorian government). The Silver review of the Victorian Public Service should have been released a while ago, and would have spurred discussions about cut...
  16. MELso

    Superannuation Discussion + market volatility

    Well, super's regulated federally, so there's no way the pollies would redirect workers' savings into their own pet projects and boondoggles that will underperform. Oh wait...
  17. MELso

    Who else still holds the Citibank Free For Life Premier Card?

    Shouldn't, as you say... But in many instances do (unfortunately)... (I'm awaiting my new Citi Premier card/MyCard and have been compiling a list of sites to update when it arrives - or when my card gets hacked, given it's happened twice in the last three years. I've found many sites like...
  18. MELso

    Citi cards become myCard - no more CX, KF, EY, QR from 16/11/25

    Also in the T&Cs here: https://www.mycard.com.au/content/dam/mycard/documents/terms-and-conditions/rewards-program-tcs.pdf
  19. MELso

    Who else still holds the Citibank Free For Life Premier Card?

    Are you trying to use the CVV from the app or the card? The app has a variable CVV now, so may not play nicely with regular direct debits which presumably rely on the same data to charge the card each time. You click on a link to redemption offers from within the card that earns points. This...
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