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FWIW it may cruel my chances but I've still got access to mobile banking. I've initiated a transfer of funds out of my Chase Checking to my Citi account. I'll give the banker a call tomorrow and see what happens but I want to send Chase a message I'm not going into the branch and I'm going to...

I called the Fraud department - they won't budge - I need to visit a branch with 2 forms of ID and my telling the Agent on the phone that that's what I did at account inception and I'm not inclined to do it again does not sway them. I'm not planning to go to the US again for some time. I'm...

I hope Chase has tolerance for wayward customers - especially those who use their card on ApplePay in AUD outside the US. Fingers crossed I guess ...

yep. Have the Platinum Charge card. Was thinking of cancelling it after the first year as I hardly use it and that will allocate additional AF budget to other cards/help my budget generally. I'm thinking of keeping it as a pathway to "easier" revenue tickets paid for with points via Amex Travel...

What's the difference between the Customer Protection Team and the Fraud team in their requirements to unlock? I can completely understand why my maiden activity being on ApplePay, outside the US, etc would likely be an issue. Maybe I'm just minimising it as I'm biased, isn't that what might be...

I think what you say there makes complete sense. Hopefully I haven't done irreparable damage. I'll give them a call tonight AEST.

Not yet. Sounds like it’s an illusory benefit to have the card in ApplePay before you get the physical card to customers if those purchases are going to be blocked. Hope that’s all it is …

Further update. Chase: I tried to make a start in my SUB spend with the card on ApplePay at Officeworks and it declined. I called & the agent I spoke to said my account was under review and she can’t do anything further. Try with a different payment method and call back during the week. Was...

Thanks for the heads up. Shame it doesn’t.

Just trying to get clear, does CSP get 3x supermarket spend category at giftcards.com.au - shows as "COLES GROUP LIMITED - H HAWTHORN EAST" on my Amex AU statement and I'm aware it does qualify as "supermarket" spend for AMEX Edge card in AU.

I think the main one is to ensure it doesn't appear on an CMRA list as that will automatically get flagged and your application rejected. This now appears to be the case with our much used Florida address - C1 would open a checking account (which they subsequently shut down without explanation)...

I agree. It's a labour of love and reasonable time commitment but the prospective rewards are worth it.

I think in relation to this that all charge cards have the same line of credit - just different features (ie "coupon book" of Platinum) and different points earn rates. I'd have a think about whether the earn difference makes a difference for your big tax bill (the AF is substantial difference)...

Hi @georgie23 thanks for sharing your experiences and the links - I'll have a read during the day. Were you also able to receive text messages initiated by the call center Agents (I seem to have noticed eg Chase texts sent automatically come through to TextNow but not those initiated by a call...

I've had an update to my situation: Chase: My Chase CSP was approved on Saturday morning AEST. I took a punt and called them this morning after the banker at the branch called me. They unlocked my online banking - they claim I'd entered the wrong password 3x. iPhone app works, website still...

And What's your experience with receiving verification texts from US Financial Institutions including where it's manually sent e.g. by a call center Agent trying to verify you (like I said, TextNow works for Chase automated texts but didn't work when the call center agent tried to send me a code).

I've been using HSBC in AU for ages. It's got its shortcomings with its AU offering. I'm happy to continue banking with HSBC. Should HSBC AU be jettisoned, assuming we'll lose Premier status everywhere unless of course we deposit significant monies to get Premier in another jurisdiction. Unless...

I was only in NYC 6 nights this time - hardly worth it - was more to show my kids the city - put my own Hobby to last which means I didn't get to do more than visit a local Chase and Citi branch and I couldn't get an appointment for NYCID until after I was due to leave. In hindsight, should've...

I presented my HSBC statement with my US address on it and my AU Passport and my ITIN Letter and that all seemed fine. They didn't ask for a utility bill. I was surprised Citi didn't just go off the fact I was an existing CC customer and went for all of it but I had it which I'm happy with. I...

Glad I didn’t have to find out though I’m not at the finish line yet …