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I tried to buy albeit MasterCards from the marketplace and they told me they were points redemption only. Which GCs will they sell you? I’m interested in this route before the currency gets even lower than it is and the multipliers don’t help as much as a result.

Hi Guys, I'm not a fan of paying high AFs and I know there's a whole thread on the Star Alliance card. I am considering migrating to the Star Alliance card with this current AF increase across all HSBC cards. Is there something I'm missing?

Thanks for the heads up. Perhaps I need to apply for the Savor card, be a "good" citizen for a while then try to upgrade it to a Venture which is the card I have tried to apply for.

Thought listing minimum incomes was just a way to make some cards more "exclusive" than others such as the Citi Prestige was advertising a minimum income with its $700 AF. Though I imagine there's a reasonable correlation between AF and someone's income to be more likely to pay the AF being...

That’s what I’m hoping too. I find them a good bank to deal with but for their foibles all financial institutions have them (like puny daily online transfer limits, taking so long to verify family trusts as not criminal enterprises but legitimate structures, etc). It has taken 1.5 weeks to...

re HSBC AU - while I don't know if it's going to happen, I caught up with a mate of mine who is a private banker with HSBC. He reckons the AU operation isn't going to be sold as HSBC has invested in it for the year ahead. It potentially sounds like a BAU strategy to me but just putting it out...

Thanks for confirming :) I think I will get started on ABG then with ApplePay.

Just got approved for ABG today. I have the card details so can add to ApplePay and start working on SUB spend. I had a similar situation recently where I used Chase CSP with ApplePay in AU ahead of receiving the physical card and all my accounts were frozen. I'd hate that to happen with AMEX...

Thanks. Was considering holding ABP now I've figured out the 35% discount on travel paid for with MR points on their portal as a neat way to redeem on Qantas given I'm a bronze QFF so unlikely to get the J class redemptions I want. Though I'm thinking $A1000 is alot to pay for this benefit. I...

I've received an offer via email from Amex to apply for the ABG with 175K MR SUB. I currently hold the ABP which I'm considering cancelling due to lack of use (I think I did get 150K MR sign-up which is much less than currently available offers). Is this an offer worth pursuing? I've also got...

Congrats on getting approved for a C1 card. Which one did you get approved for? Did they ask for US-government issued ID or did they accept you AU passport? I found they shut down my checking account not long after it was opened - they didn't give any reason but I'm assuming they didn't like my...

I’m afraid your money is trapped at the ATO. Have to run down that balance with tax liabilities. It’s their policy under the guise of ‘fighting money laundering’ and they’re unlikely to budge unless you’re using an accountant and they have sufficient sway with the ATO to get you a refund...

Is that ‘domestic’ as opposed to ‘international’? Does Amex offer a ‘global entry’ rebate? I think it’s global entry which is being put in place for Aussies.

That’s what I thought. How do we unlock these credits specifically get them back as they’re valuable benefits tho assumed much like US specific retailers, outside of our reach. I won’t be disappointed if I needn’t wait an hour to get into to US next time I travel there either.

And going to court will cost money in legal fees which would outweigh the likely reason for using the Coles MC GC as a payment source. You're fighting the government which likely has more financial resources than you do to fund endless litigation.

The ATO under the guise of "fighting money laundering" have been withholding credits until there's enough tax payable to offset them. I think they eventually will entertain a refund depending on the persuasiveness of your accountant. It not longer works as a place to turn these back into cash...

Reads to me like an annual cap once you reach $120K spend: https://www.hsbc.com.au/credit-cards/products/premier/ This is the case for either QFF or HSBC Rewards Plus variants.

Thanks for sharing. Good to hear you got over the line with C1. Which C! CC do you have? My application fell over with no accepting AU Passport as "state ID", they insisted and wouldn't budge (even by HUACA over several weeks) that it needed to be US govt issued ID only - though they said they...

I've got CCs with HSBC outside of AU where I'm Premier - was quite easy. UK was a little more difficult, they wouldn't do it for non-residents but if you're with Expat, you get a HSBC UK CC. Admittedly, the limit is pretty low (in my case anyway) so YMMV.

I agree, there's not much in the market. Was looking around to add some cards to my "portfolio" after a dry spell of applications having cancelled a number of cards to qualify for my home loan, I think I'll reluctantly be sticking with my HSBC card. Some of the AF's being charged by some reward...