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    Strategy to obtain US Amex

    I used my ITIN to apply. Worked well. Assuming that Amex won’t be as generous when I start consolidating my accounts to a smaller more manageable number as I’m figuring out which ones I’m using more than others to justify the AFs.
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    Strategy to obtain US Amex

    I applied for mine under the same offer. Wore the 2.7% currency fee as SUB was 75k MR. Will just put it in the bottom drawer now. Agree with others’ posts - just applied as a sole proprietor.
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    Strategy to obtain US Amex

    The reason they gave was due to account activity. I never even activated my card or put through any activity which is why I consider it a BS reason.
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    Strategy to obtain US Amex

    I’m done with C1. My business CC got shut down even though it had been approved and before I even activated the card - glad I didn’t forward it to AU. They gave me a BS reason. I’m done with C1 for now. Just wanted the 2X on every category. I think I’ve done the most I can with Amex & will...
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    Strategy to obtain US Amex

    IME depends on the provider. MyUS offer only UPS - it’s very expensive and overkill for the non critical type of mail. I’ve now moved to another provider. They do offer USPS but aside from the much slower delivery, it’s pretty exxy as well. I’ve come to the conclusion we’re a market to be...
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    ATO (tax office) payments by credit card

    Haven’t seen a promo of $0 fee for a while after they were doing them regularly or might I have missed some promos? I’m disappointed to hear about the blocking of ATO but not entirely surprised. Didn’t they do this previously then relented on the block after lots of complaints from users?
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    Strategy to obtain US Amex

    Thanks for confirming. Was it just a matter of lobbying them to accept your AU passport or they just accepted it when you said you didn't have a US government issued ID? I told them that and that it's impractical to get a drivers license in NYC so I wasn't planning to bother with it. That isn't...
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    Strategy to obtain US Amex

    I just received a call back from C1. The agent couldn't wait to get me off the phone asking me how further he can help me but not really meaning it. He asked me to upload additional bank statements to help verify my income which I can do. I don't see the point since he said they wouldn't flex...
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    Strategy to obtain US Amex

    how did you manage that? They wanted me to get a local non-drivers ID as AU passport was insufficient. Got approved for the business Spark 2x miles card. Even that one’s suspended pending review of additional documents I submitted for ID verification for suspected fraud and income verification...
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    Strategy to obtain US Amex

    Just Googled it. Google AI (Gemini) reckons they do count towards 5/24.
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    Strategy to obtain US Amex

    Is it too early to consider a Chase Ink or am I getting too "greedy"?
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    Strategy to obtain US Amex

    I ended up being declined for the Venture Rewards card due to too thin a credit file (I've had a US CC history >10 years now though an ITIN for 18 months). I thought I'd try my hand with a business card (will this count towards my 5/24?) - saw if I was pre-approved. I wanted the Venture X...
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    Strategy to obtain US Amex

    I've been receiving verification texts from other US banks like Chase on my TextNow service. When certain banks send texts while over the phone, they don't work. BTW I have been trying to open a CIBC checking account for the $200 SUB. They've asked for proof of address such as utility bill. I...
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    Strategy to obtain US Amex

    don't they just all pool to your "personal" account? That's what my US Amex does. They all pool to the same account esp. since the Amex business cards are personal rather than company liability. What's the case with AU AMEX?
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    Tips for Churning When you Have a Mortgage?

    I think the days of card issuers handing out new cards like they were lollies is over. Regulation has killed it. I’ve got an Amex charge card and a backup MC which took 4 weeks to increase the limit (original card last year took <1 day to approve via paper application in branch last year). I...
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    Amex Plat Debit card

    Might be worth getting an AU card first if you don’t already have one then apply for one in the country you’re planning to live in via Amex Glibal Transfer program. It uses your Amex AU credit history to assess you for one abroad. You’ll likely need to provide an address (yours or a local friend...
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    Strategy to obtain US Amex

    Yep. Using my US TextNow number. It works with Chase atm. I even get all their security texts. I was thinking of switching to Tello but thinking I might keep this one and my $US3/month tightarse T-mobile plan.
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    Strategy to obtain US Amex

    I agree, I used ApplePay to make a purchase to OW (admittedly for $A2k to get started on the SUB spend but it got declined and all my Chase accounts frozen. Glad the banker from the branch remembered me so reactivated everything without me having to go into the branch. I’ve been using the...
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    Strategy to obtain US Amex

    Excellent. What’s the optimum time I wonder if you’re not at 5/24. I’m hoping I’m not yet tho have gotten some Amex business cards lately. I know business cards traditionally don’t count but that has sort of changed recently.
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    Strategy to obtain US Amex

    How long did you wait after getting the CSPto apply for the Ink? Did they want an SSN or ITIN was sufficient?
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