Search results

Sadly Amex will poleax MR in AU as they will have to meet MC & Visa on fees to merchants so there will be a much smaller fee pool from which to fund rewards. I think having a card going forward will depend on access to credit for those who need it & convenience in making large payments...

Not to be a downer - make the most of it while you can. What’s coming next with the ‘reforms’ to interchange which funds our points will make reward cards unviable.

Enjoy the system while it lasts. The ‘reforms’ which are coming will put all these methods out of business :(

100% what I think. Whilst the current system has served me well as a customer with the spend to make it work, I think these are all costs that are part of doing business. Some businesses now see these costs as part of their margins (like the cafe where I paid 3% the other day when I can get...

I have found it fine - just don't use VPN anymore as that led to all my accounts being blocked - I was able to enlist the assistance of the guy at the branch who remembered me and was able to get them unblocked. I also didn’t use ApplePay while working towards the SUB spend. I now mix my...

I tried to open it with JPMorgan as I was already a Chase customer. Said it wanted SSN so as ITIN is on file, it correctly assumed I don't have one and stopped the application there.

Ok thanks for the advice. I think I’ll try for it. Hope I’m not putting my CSP at risk since they wanted more stuff at the start which they then seem to have let go with card approval. Tried to open a broking account on Friday. It refused and asked me to call in.

I’m looking for some advice. I have CSP since January 2025. I applied in branch though I noticed Chase did ask me some questions which I only noticed after approval. I’ve been using my card regularly though all charges so far have been in AU. I don’t want to look a gift horse in the mouth. Do I...

Which supermarkets does it work for? Might it work for Coles GC assuming they finally bring an offer out … been a while since the last one. Assuming they didn’t make any $$ so they’ve stopped the offer.

I left it a little late. They downgraded me to Green business card and charged pro rated difference. Glad they did that. I do have a credit on my Green business card. I’ll look to reallocate it to my other cards as their statements issue. Just curious, do I get the SUB on this card even though...

I’ve just d/g to business green. I didn’t quite want to let go of the pay over time limit. I don’t think I’ll use it but best to have it just in case. They offered me a retention offer of 15k points for $5k spend which I thought was pretty ordinary. Was told they’d pro rats as @levelnine has...

I thought I needed to can it. I guess possibly a green business card at $95 AF might be a good halfway house if the will still let me do it. My AF was due on Friday US time & I paid it as didn’t want to be past due on any account. Left my run a little late. Will they give me back the difference...

Just looking for some guidance. I have started to look at closing some of my US Amex cards as only need the Green and BBP. I have the Business platinum for which I've served 12 months and the AF has just been billed. I went online to cancel it. The online agent suggested I try again during...

Do you need to give them any financial data or just set it up? Is the 50k bonus on now or a periodic offer? I just had a Quick Look in the Amex US site but couldn’t see it.

Are there any good GC offers atm aside from the Coles MC GC offers which used to be regular but haven't been seen for months now since Coles randomly cancelled the last offer mid-campaign?

I suspect they will be changing these soon since Westpac is St George’s parent company.

It appears that way. I won’t be using mine very much anymore. Guessing Amex will follow suit at some point and then that’s that with AU cards. Shame :(

I concur, got my CSP approved by going in branch and also opened checking account at the same time. What followed was a little hairy but I hope it stays open and fully functional now - I quite like it - though it's taken some spend away from other cards.

I'm coming home from SQ in suites in a few weeks - I see that as a fluke. I've not been in the new suites yet and they've been in service for some years now.

That's the issue with me - I have 1.6m MR I mostly fly SQ but would be loathe to "bank" so many at SQ aside from the 3 year rule, they're also subject to devaluations - though better than losing 100% of them due to a shutdown.