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  1. K

    virgin credit card ripping off its australian customers

    Virgin credit card are offering UK customers 0% balance transfer but Aust customers must pay 6% or more. Are they treating us as fools!
  2. K

    Qantas Birthday Sale! 50% off companion airfares

    If you analyse the fares the combined fare of the normal and companion fares is the same total as 2 normal fares with other airlines. They are just charging more for the full fare to compensate for the companion fare. So it is just an attempt by Qantas to trick fools into thinking it is a good...
  3. K

    Qantas Birthday Sale! 50% off companion airfares

    Gordon, leave him alone he is just trying to be helpful. :wink:
  4. K

    Westpac Altitude Interst charge policy

    Yes, arun, that is the interest rate policy on this type of Credit Card with ALL Australian banks. The idea is to pay by the due date no matter what. As a example, when I was in hospital with a heart attack 2 years ago, after surgery the first thing I said to my wife was " Pay the Westpac...
  5. K

    altitude increases reward points reqd retrospectively

    I have been advised that Westpac have increased the number of points required for voucher redemption from 12500 per $100 to 15000 per $100 retrospectively from 1st Oct . Was this the stunt that got NAB in trouble for a few months ago?
  6. K

    ACCOR'S Premier Vacation Club

    No I havent and wouldnt consider timeshare at any more than 50% of the properly audited NTA. I just think a lot of people get ripped off by some such schemes. I hope that through us swapping info on this site about this and other matters eg Credit Cards Reward Schemes, FF points etc etc we...
  7. K

    ACCOR'S Premier Vacation Club

    Just enter "timeshare resales" on google and up will pop hundreds of sites or just go initially to timeshare resales australia. There are more resales than ever before and keep in mind a lot of their timeshares DO NOT own the land freehold they just lease part of the land and sometimes own the...
  8. K

    ACCOR'S Premier Vacation Club

    In fact why pay demo price when you can get the car even cheaper at auction only a year old with full manufacturers warranty? But back to timeshare, if most timeshares are available at 50% off full price on resale at the same time they are selling at full price to the "succers" so to speak...
  9. K

    ACCOR'S Premier Vacation Club

    When I refer to "units" , I mean points, digits, shares, bits , peices or whatever unit of value they use. The points they sell retail for $4.60 each are available on the open market for $3.50 or less. That means they drop 25% in value from retail immediately you buy them. What is the...
  10. K

    ACCOR'S Premier Vacation Club

    Beware, Accor is selling the units for $4.60 each. A quick look at timeshare resales shows they are selling for $3.50 each on the secondary market.
  11. K

    ACCOR'S Premier Vacation Club

    The way timeshare is sold with massive promotion and advertising costs and sales commissions etc etc I would consider anything over 50% of retail a high price to pay especially when most are capitalising at 25% of retail price. This form of capitalising depends on a steady flow of retail sales...
  12. K

    ACCOR'S Premier Vacation Club

    Just be careful with the timeshare prices you pay, one of the organisations mentioned above is selling "units" for over $2 each. People are selling them on the secondary market for 0.99c each! (Less than half price) Presumably the difference is salesman's commisions and profits etc but you...
  13. K

    EnergyAustralia - Qantas bonus?

    As far as I know only one or the other and 2000 QFF points are worth at the most $20.
  14. K

    EnergyAustralia - Qantas bonus?

    Energy Australia is this instance is a retailer of electricity. If you sign a 3 year contract they are also offering a 5% discount over 3 years off the base rates which is 5.5% if you include GST and this may be of better monetary value than the points, in my case 5.5% would be around $180 over...
  15. K

    Air NZ Changes Airpoints Scheme

    Kiwifruit, yes agree to disagree is fine, but to revisit the actual figures one can see that the $338 Syd to NZ airfare is out of school holidays and lands in Cchurch at 11.25pm. My calculation of $418 is the average of all the Smart Saver airfares, keeping in mind these are generally the...
  16. K

    Air NZ Changes Airpoints Scheme

    My point is basically though, that Air NZ airpoints is now at least 17% less value than QANTAS and probably most other major airlines at least in this region. Would we be the ones to support this? I think not. If we did then the purpose of this forum is defeated isnt it? I mean if we do not...
  17. K

    Air NZ Changes Airpoints Scheme

    The rate as per the Air NZ site is 84 ff points to 1 australian airpoint dollar, so 30000 points is 357 airpoints. Smart Saver SYD to NZ is 418 ap dollars which is 17% reduction in benefits as I mentioned before. The "cheapest fare" is not what frequent flyers expect, SMART usage of ff points...
  18. K

    Air NZ Changes Airpoints Scheme

    New Air NZ scheme The only way to properly compare the current scheme with the new one is to do just that, compare. For example, currently it costs 30000 points to fly SYD to New Zealand, say Christchurch. Under the new scheme 30000 points gives you 357 airpoints dollars. Using Air NZ Smart...
  19. K

    How to spend enough to qualify for free insurance

    I am travelling to Europe soon on FF points. In order to qualify for my ANZ Card free OS travel insurance I must spend at least $250 on either Pre booked transport costs or Tours, hire cars or accommodation. I am using a friends car and have no planned itinery. Does anyone have an idea what I...
  20. K

    QANTAS special offers, is it right?

    Thanks Gordon, I will keep that in mind. I managed to get a further 88,000 points and rebook on the same flight. I have a couple more questions for you or someone else in the know:- 1.Is there a way to get the 5,000 point penalty for cancelling my original booking back? 2. Do you have any...
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