Recent content by piratematerial

  1. piratematerial

    Best FF program for MR points and backup card?

    Honestly it depends where you want to go. Where do you want to go?
  2. piratematerial

    Home loans and credit cards

    Generally best to get your credit card limits down to a minimum before applying for home loans. The reduction in loan amount is based on paying off the minimum payment of a maxed out limit. However, some loan assessors will see churning as a positive, as it shows you understand how the system...
  3. piratematerial

    Time to credit Qantas bonus points

    I had a good experience with this card (Velocity rather than Qantas flavour). Applied for Platinum Velocity 7 March Approved 11 March (after they requested some extra docs beyond payslips) Card arrived 16 March Min spend for bonus made 22 March Statement 13 Apr confirming points + bonus 70k...
  4. piratematerial

    AMEX Qantas Business Rewards Lounge Passes

    Are they showing in your Qantas account under Account > Lounge Invitations? https://www.qantas.com/au/en/frequent-flyer/the-qantas-club/complimentary-invitations.html Could also possibly be in your Qantas business account, depends what account you have connected to your card.
  5. piratematerial

    Thinking of switching from Qantas Ultimate to Explorer

    There’s few rewards for loyalty in this game. Better to cancel and wait out for the 18 month sign up bonus, and churn bank cards in the meantime. If you did 4 x bank cards per year you’d earn in the region of 250k-300k QFF/VFF points in sign up bonuses plus 50k-100k from annual spend.
  6. piratematerial

    AMEX Qantas Ultimate - use travel credit then cancel card?

    There’s no issues at all doing this. It shows as a travel agent booking in your Qantas account.
  7. piratematerial

    Best use of Amex points

    What are you trying to achieve with your fun money? Flights, hotels, gift vouchers, eternal happiness?
  8. piratematerial

    Additional Benefit on Velocity Earning Cards: 40K Points, 6 Months Gold or $300 Travel Bank

    You have to request it within the CC membership year. It is a Travel Bank credit with 6 month validity. I used it last week and very easy to use. T&Cs here Virgin Money Voucher Terms of Use
  9. piratematerial

    Credit Card Strategies (intrigued)

    Unless you’re spending tens of thousands a month that ppd difference is a rounding error compared to sign up bonuses.
  10. piratematerial

    Additional Benefit on Velocity Earning Cards: 40K Points, 6 Months Gold or $300 Travel Bank

    My trial gold email came through today (via the Flyer card), a couple of days after my second statement. Both sets of 25k bonus points have come through fine too.
  11. piratematerial

    New Amex statement credits

    I got one on Monday for a supplementary card redemption on 30 April. The second one on check out a couple of weeks later from the main card hasn't arrived yet.
  12. piratematerial

    New Amex statement credits

    Has anyone managed to get the credit for the IHG offer? We made the spend across two separate signed up cards for a stay in early May, received the confirmation on one card, but no statement credit for either as yet.
  13. piratematerial

    New Amex Shop Small program - earn 3 bonus points per $1 year-round

    Nothing recently. Owed about 2000 for a couple of transactions. Live chat confirmed the main one was eligible and quoted a made up 10 business day turnaround and also the possible 60 days from the end of the offer turnaround that is in the t&cs.
  14. piratematerial

    NAB Qantas Signature Rewards Card - QF points not crediting

    Or don’t and collect grovelling apology, the waived annual fee and 30k bonus points :)
  15. piratematerial

    Card Promotions ANZ Frequent Flyer Platinum: 75,000 QFF points. $0 fee.

    Similar here. Activated mid Jan, made spend end of Jan. First statement only had a week of transactions and got the bonus points with the second statement yesterday.
Back
Top