Recent content by Peppas

Thanks, makes sense now. Odd that I all of a sudden this year no longer meet their lending criteria though but oh well... I'll try with a different bank. Sadly that removes all my no fee churning options for the moment though :(

Is it getting harder to churn cards? I've had 2 rejections in the last year, previous years I had none... not sure what's going on. Got rejected for a Westpac card in March so got an ANZ card instead, and just recently got rejected for a St George card.

Guess you're more responsible than me :) Thanks, I'll wait 3 months I think and then see what is around.

Yeah, I have 2 cards that I've kept for a long time for various things (one is for international use and the other has a low limit for online purchases) and put everything else through the 3rd, that 3rd card usually changes 2 or 3 times a year. I asked Citibank why and they gave me some spiel...

So I was recently declined for a citibank credit card, and didn't realise they were also the bank for virgin money so was declined again for a card with them - first times I'd been declined for a credit card. Being a churner I was looking for a new deal, but am wondering if I should wait for 3...

I've given up on this card - Citi have been a nightmare to deal with. My initial application was declined with no communication to me. When I called up asking they told me I could get the decision re-assessed as my payslips, etc had not gone through to them though I had uploaded everything as...

Seems a bit odd, I applied on the 21st of Jan and have heard zero back... even logged back in with the one time code to check status and it is still sitting at "submitted" with an application expiry of the 11th of Feb. Might try and figure out how to call/email them early next week if I don't...

How long did it take for people to get approved for this card? I submitted the application in early last week and haven't heard a thing back? Usually I've heard back within a day or two so this seems a bit weird?

Thanks for posting this, was looking for a new CC!