Recent content by lucky777

will amex refund in qantas credit then?

Hi AFF Team, I m thinking of cancelling the flights i booked with amex, as i have used travel credit comes with my amex card for the booking and have now downgraded the card already. I wonder what will happen if i cancel the flight now, will they offer me a qantas credit or refund me a cheque...

Hi Roger, They arent right, my question was very specific. Which purchase qualifies for 10k qantus bonus offer...

Quite a drama at my end. Emailed bp plus team to clarify eligible purchase for getting bonus points, and then got confirmation that besides list on ineligible items (mainly gift card tabacco etc), everything else would be eligible. We have then been making purchase as per this guideline. After 3...

Thanks. I have talked with amex manager and been told that I could lodge complaint via post (not email not fax). I am not yet decided if I should go to financial ombuzman direct, as this are more likely to be more effective.

Its legit number, as confirmed by amex number on back of my card. Thanks for the input. My income is around 85k. This would be sufficient for explorer and velocity, and I have only $3000 limit on these 2 x cards.

I am not sure, and thats the points. Its all substantial information, only issue could be that I had charge card and salary showing is slightly under 100k? But you would think that would not cause cancellation on whole account, correct? I am not sure, maybe due to large amount spending...

Hi AFF members, I have recently been financial reviewed on my account, received email from [email protected] on Saturday. Called back amex immediately and been told to provide ID, proof of address, payslip & bank statement. I then provided all requested info on Monday, got a phone call from...

Thanks all. I mayhave been a bit too conservative.

thank you so much, Quattro.

Hi Guys, I currently have around 840 score with credit savvy and have already applied 2 x credit cards early this year, currently have mortgage with bank. I want how many credit cards can I apply every 12 months period before putting impact on my credit score or credit profile. I do want to...

Hi Guys, I was trying to churn some referral points and referred my partner for qantas amex card, unfortuantely she has applied for the wrong card. She applied qantas ultimate instead qantas discovery. I wonder if she could request to have card downgraded to qantas discovery card, is there any...

Financial review = amex put freezer your account, reverify all your Identity & income source etc. Sometimes this happens when you have big spending (irregular spending).

Hi All, I recently got FR from amex, and I wonder if it would be more beneficial that I request to cancel my cards before financial review due date. I think I got reviewed as my card was stolen during post (spent over $2000). As I am a direct I would not be bothered with supplying all required...

Hi Guys, I wonder if anyone knows does amex do hard pull (credit check/enquiry) every time you make a new application with them, even if your are existing customer. I know in US existing customer quite often get to skp hard pull on their new application, and just wonder if Amex Australia is the...