Recent content by kdser

As this is the common practice of nearly all credit card providers, our friend above should just be more careful going forward rather than cancelling the card. "and will take my business elsewhere" Where do you take it to? It is the same everywhere.

You are correct. Also, it is a common practice that interest is calculated from the day the purchase was made, not the payment due date.

It seems to be opposite to the demand and supply theory. The more people want it, the less chance you will see promotions going forward.

The offer page is still there and still working...

Spend $2,500 in the first 3 months, not 30 months.

If you are serious about churning, get rid of the existing cards. If you don't feel that committed, you may keep one card, or two maximum. Make up your mind what you really want to do first.

Come on, they refer to bank charges, eg card annual fee, late payment fee, foreign currency fee etc.

Thank you for letting us know. Fantastic results! Congratulations. As I said, the gift cards were never the issue. The bank probably had a glitch in their system to post your points in the first instance. Then it was the rep being incompetent or maybe just lazy.

I think Citibank has a policy of auto declining the application within how many months after the previous decline. I vaguely remember it was six months but try to search the forum yourself to verify it.

Totally agree. If it is a traveller’s cheque or casino chips, yes ok, because you can convert them back to cash. You can’t convert the Wish gift cards back to cash.

Potentially, yes. It may just be a low level rep trying to get by with an easy answer.

Are you sure you met the $2000 spend requirement? Just to double check, did you exclude the $49 annual card fee when you count the total spend?

Betty Thank you so much for sharing the information. So where did you spend the other $500 plus to get to the minimum requirement of $2,000? I am just thinking, regardless of what the St George rep has told you, whether it is possible that it is your other transactions that are not qualified...

If this is the case, why did she not get the bonus points in the first place? Hi Betty, are you able to please provide more information on how exactly you purchased the gift card, such as through which website or app, what gift card etc, and how the transaction is shown up in your credit card...

Holy cough. Gift cards have always worked for me. This will be a game changer if they are excluded in the future.