Recent content by greennick

The new rules aren't out yet, let alone implemented by banks, most have just gone through a cycle of tightening processes. I doubt there is a compliance reason for them not being able to do BTs. Likely just they don't want to give you a good rate on debt you racked up elsewhere, giving revenue...

Banks are required to obtain all that information though and can't give you credit without making an assessment which requires it. That includes: - what your expenses are (which are then compared to HEM at most banks) - what debt repayments you have - what rent you have - what HECS, child...

No, I read it, and I stand by it. This is not up to date information. You may be across the earlier reforms, but not the reforms that became effective in 2018 and 2019. Ban on credit card limit increase invitations Card card issuers can not contact customers to offer credit limit increase...

This isn't up to date information. Banks can't send balance increase offers. If anyone receives one, it's illegal.

https://www.vinomofo.com/wines/white-wine/black-market-deal-chardonnay-2016-25362 Seems like Forester Estate Chardonnay? Chardonnay 2016 - Forester Estate Forester Estate

I tried to find it on here, but couldn't, has anyone had this one? https://www.vinomofo.com/wines/red-wine/black-market-deal-shiraz-2015-25390 95 point McLaren Vale Shiraz for $12.50 from $40