I find Samsung pay annoying when there's an update - need to reload all your cards again. Google Wallet is so much better. Also no issues with google wallet when when reception is bad
I found that ING charges a fee for not using their own ATM i.e. before they ended the international fee rebate they still charged $5 at an OS atm which they rebated even when the atm owner itself didnt charge a fee to use, so ended up being part of the 5 free withdrawals.. so stupid
Yeah but main thing is there should really be a 24h phone line for emergencies so you have someone you can actually talk to especially for anything medical