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Does anyone here have and 1st or 2nd hand knowledge in relation to this? If you fly to a country and are denied entry and returned home. Once your "issue" ...
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    Established Member v8Statesman's Avatar
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    Travel insurance and denial entry

    Does anyone here have and 1st or 2nd hand knowledge in relation to this? If you fly to a country and are denied entry and returned home. Once your "issue" is resolved, will insurance stump up the cash for a new ticket?

    I have genuine concerns :-(


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    What's this and Why?
    At the most basic it depends on the TI policy you are using.

    Many don't cover such an event.

    You really need to check & understand the PDS.

    Posted on a wing and a prayer ...

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    Re: Travel insurance and denial entry

    Agree with serfty. No personal (or 2nd hand) experience, but the PDS's I've read specifically exclude refusal of entry to a country.

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    Re: Travel insurance and denial entry

    No personal experience but my casual reading of that part of pds's suggest most TI wont cover this.

    Not sure what happens if you are detained for search/questioning on arrival and then subsequently allowed entry but miss your flight....

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    Re: Travel insurance and denial entry

    Quote Originally Posted by docjames View Post
    No personal experience but my casual reading of that part of pds's suggest most TI wont cover this.

    Not sure what happens if you are detained for search/questioning on arrival and then subsequently allowed entry but miss your flight....
    I've never seen a policy that provides cover for such an event.

    Every TI policy states you must take all reasonable steps to minimise loss and I suspect this may come under the clause of your failing to minimise loss by not doing everything possible to prevent it.

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    Re: Travel insurance and denial entry

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    Quote Originally Posted by docjames View Post
    No personal experience but my casual reading of that part of pds's suggest most TI wont cover this.

    Not sure what happens if you are detained for search/questioning on arrival and then subsequently allowed entry but miss your flight....
    I believe that goes under "bad luck". If you are on an LCC, you're almost guaranteed to need to buy a new subsequent ticket out of your own pocket. If you are flying a legacy airline, and you get a half decent check in person (assuming not all already under one PNR) you may be able to move to a later flight for no charge.

    Just looking at covermores PDS, General Exclusion 5 is

    loss or damage caused by detention, confiscation or destruction
    by customs or other officials or authorities.
    So if you get held up by customs, and although allowed in you miss a flight, they will not cover it, the same as if you get kicked out of the country, they will not cover you.
    The number of red traffic lights between yourself and your destination is directly proportional to how late you are running.

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